What is a Virtual Card?

 When we do not want to use our high-limit credit cards while shopping online, banks offer us another option. He's a virtual credit card. So what is this virtual credit card, how to use it? 

Money Status

How to Buy a Virtual Card?

You can get your virtual credit card from the bank where you work. If you want to use the virtual card, you can get a virtual credit card by internet banking, branch or telephone. Virtual credit card, as you will understand the name of the internet is used only. You don't have any tangible cards. But if you want some banks are sending the virtual card as a representation.

What is a Virtual Card Limit?

You set the limit of the virtual card yourself. When you first receive a virtual card, you create a zero-limit card, then you can specify the limit according to the shopping you do. This is your shopping card's limit, but in no way your original card information is not shared on the Internet.

Is a Virtual Card Applicable for Market Shopping?

It is not possible for your virtual card to be valid at any place where you make money from the market or spend money. If you want to limit your virtual card to 10 thousand TL. You can use this only for shopping on the internet. You can spend more reliably on this virtual card that comes next to your own main credit card because you set your own limit.

What are the Advantages of Virtual Card?

The first advantage of a virtual card is that you set your limit yourself. When you apply to your bank, you can increase your credit card starting with zero limit to the amount you want later. For example, you want to make a shopping for 500 TL on the internet, just install 500 TL on your card. If you're shopping for a site you can't be sure, you can't take extra money because you've installed a little limit.

The account cutting fee for your virtual card is the same as your main card's account cutting fee. Besides being reliable, you have more control over how much you spend because you set your limit.

Installment on Virtual Card?

You can install installments on your virtual card. Many sites offer the option of installment in time of shopping. In this installment option you can use not only your main credit card but also your virtual credit card. In addition to the installment option, you do not need to pay an annual fee to your virtual credit card. You can also benefit from special discounts, points and bonus campaigns thanks to your virtual credit card.